What does PIP cover in Utah?

Utah PIP pays at least $3,000 per person for necessary medical care after a crash, plus lost income up to the lesser of $250 a week or 85 percent of lost gross income for up to 52 weeks, up to $20 a day for household help, and funeral and death benefits. Many policies carry more than the minimum.

Does PIP pay if the accident was not my fault?

Yes. Utah is a no-fault state, so your PIP helps pay for your medical care, up to your policy limits, regardless of who caused the crash.

Do you bill PIP directly?

Yes. We bill your available PIP benefits directly, so there is no out-of-pocket cost to you for care those benefits cover.

What happens when my PIP runs out?

Care can often continue. If you have an attorney, we may be able to treat you under a letter of protection, with payment deferred until your case settles. If you do not, we can often bill your health insurance, depending on your coverage and eligibility.

Is the consultation free for accident patients?

Yes. The consultation is free. If you move forward with an exam and treatment, those services may be billed to your available PIP benefits.

Does Utah PIP cover motorcycle accidents?

Utah PIP does not cover a motorcycle rider's own injuries while riding, and motorcycle policies are not required to carry it. Some motorcycle policies offer optional medical coverage, so check yours. If PIP does not apply, care can often continue through your health insurance, or we may be able to treat you under a letter of protection if you have an attorney.

Utah PIP Archives - Integrated Pain Specialists

Utah PIP After a Car Accident: What It Covers and How Your Care Gets Paid

Integrated Pain Specialists / September 24, 2026

Worried about paying for care after a crash? Here is what Utah PIP covers, who it covers, how we bill it, and what happens when it runs out.

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Utah PIP

Utah PIP After a Car Accident: What It Covers and How Your Care Gets Paid